David L. Schaffer is a Senior Partner in the law firm of Stone & Hiles. He has been an attorney for over 30 years, being admitted in Florida as well as California. Additionally, he has a Master's Degree in Business Administration. Mr. Schaffer, currently, concentrates his practice in the defense of civil actions, primarily in the areas of products liability, sports and recreation liability, automobile liability, and insurance bad faith. Mr. Schaffer served as a Deputy District Attorney for three years, and was recognized for his outstanding work in the field of Juvenile Law. Additionally, Mr. Schaffer is an accomplished songwriter. One of his songs was recently recorded by Greg Walker, the former lead singer for Santana, and appears on Greg's Christmas album, "Sharing Christmas." Born: Los Angeles, California, December 11, 1949. Education: University of California at Los Angeles, B.A., 1972. University of Miami, J.D., 1975. Loyola Marymount University, MBA, 1986. Author/Presenter: "Paying for Proposition 103: constitutional and Other Legal Infirmities in the Insurance Commissioner's and The State Board of Equalization's Billing Insurers," the feature article in the April 1990 issue of California Insurance Law and Regulation Reporter. Email: dschaffer@stonehiles.com