The partners and associates of Stone & Hiles have been providing insurers and policyholders with well-reasoned coverage opinions and representing them in bad faith and declaratory relief litigation for many years. The firm has successfully handled matters pertaining to claims under homeowners, commercial liability, errors and omissions and excess policies. Our coverage opinions are comprehensive and provide sound analysis of often complicated issues relating to the duty to defend and indemnify. We have represented policyholders and insurers in a variety of state and federal forums and furnished coverage advice to some of the country's largest insurers. In our insurance practice we pride ourselves on the clarity of our analysis, on the efficiency of our approach, and in being cost-effective.